Built with Math.
Driven by Freedom.
Wealth Trajectory is a programmatic visualizer designed to solve the most common question in Canadian personal finance: "Should I pay off my debt or invest?"
Our Mission
We empower Canadians to stop guessing and start calculating. By visualizing the long-term impact of debt repayment strategies versus index fund growth, we help you find your mathematical inflection point.
E-E-A-T Verified
Our calculations are based on standard compounding interest formulas used by major financial institutions. We prioritize transparency, privacy, and mathematical accuracy in every trajectory we plot.
Why We Built This
Personal finance is often treated as a set of static rules. "Always pay off debt first" or "Always maximize your TFSA." But the reality is that the right choice depends on your specific interest rates, market expectations, and budget.
We built Wealth Trajectory to bring institutional-grade modeling to every Canadian household. Whether you're choosing between OSAP repayment and XEQT, or your mortgage and a taxable brokerage, our tool gives you the visual clarity to make the right move.
Wealth Trajectory
Made in Canada 🇨🇦